What is a Payout?

Modified on Fri, 2 Aug at 12:13 AM

Payout in Finmo terminology means money to be sent out to your beneficiaries from your Finmo account. Finmo here acts as a remitter of funds for both domestic & cross-border money transfers. 

Typically a Finmo Payout could be a domestic funds transfer like NPP in AU, FAST in SG, ACH in US, SEPA SCT in EU or wire transfers using SWIFT.

The platform is available through an API integration as well as you can execute Payouts via the dashboard.


To be able to use Payouts via Finmo, you would need to load funds to your Payout wallet. You can create a checkout page via the dashboard or top-up using a static virtual Account associated with your Payout wallet.

Currently Finmo supports the following use-cases for disbursing funds out of your Finmo account:

  • Digital Goods and Marketplaces

  • Payroll payments

  • Payout to suppliers (B2B)

  • Move funds between your own entities

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